In the fourth quarter of 2025, 20.3% of new‑car shoppers agreed to monthly payments topping $1,000 — the highest share ever recorded.

Edmunds reports record monthly car payments in Q4 2025: over 20 percent of new-car buyers pay $1,000+, with 84-month loans ...

It’s not just new cars feeling the squeeze, either. Used-vehicle buyers also hit a record, with 6.3 percent signing up for $1,000-plus monthly payments, driven by higher used prices and double-digit ...

The total shelled out on average for new vehicles also has hit an all-time high, with customers financing $43,759 and paying ...

The share of new-car buyers who pay $1,000 or more per month for their auto loans rose to a new record in the fourth quarter, ...

Vehicle affordability worsens as over 20% of buyers top $1,000 monthly payments in Q4 2025, with loan amounts and terms ...

Edmunds is reporting record high new-car-financing amounts in the fourth quarter of 2025. According to the latest analysis ...

Consider strategies like refinancing, selling your car and asking your lender for flexibility when trying to reduce your car payment Written By Written by Staff Loans Writer, Buy Side Emily Sherman is ...

While the majority of drivers still finance their vehicle with a loan, a share of drivers in the U.S. choose to lease. Leasing can have a few advantages over buying, such as more manageable payments ...

Most auto lenders know their transaction fees down to the penny. Far fewer can tell you what a failed payment actually costs. Why? Because the expenses hide beh ...

Paying extra on the principal won’t lower your monthly car payment, but it does provide other benefits. Many, or all, of the products featured on this page are from our advertising partners who ...

Our car loan calculator estimates a monthly car payment and total loan cost based on vehicle price, interest rate and loan length. Try different calculator scenarios to determine the best auto loan ...