See why the Citi Simplicity Card is built for paying off debt faster, with 21 months of 0% intro APR on balance transfers, no ...

A 0% balance transfer offer can feel like the answer to your problems when you're struggling to pay off high-rate credit card debt. These promotional periods offer you the opportunity to press pause ...

Moving debt to a lower-interest card can buy you time and money. Used casually, it can also keep you stuck in a loop of ...

It's tempting to just go for the option with the longest intro APR period. But you might be better served with a card that has a shorter 0% term but a lower transfer fee or more long-term value. Many ...

If you're looking to consolidate debt and save on interest with a balance transfer, the Citi Simplicity® Card and the Citi® Diamond Preferred® Card (see rates and fees) are both great options. Both ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Balance transfer credit cards can help save on interest if you pay off all or most of your balance before the introductory period ends. Some people run into trouble by missing payments, making only ...

American consumers paid over $130 billion in credit card interest and fees in 2022, with balance transfer fees averaging 3% to 5% of the transferred amount while ongoing interest rates often exceed 20 ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But unfortunately, the breathing room offered by a balance transfer ...