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Do you have a Target gift card? If you do and recently used it, chances are you might not remember the exact gift card balance. The good news is you don’t have to guess the remaining balance. There ...

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Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

Erin is a personal finance expert and journalist who has been writing online for nearly a decade. Her passion for teaching others about personal finance came from her own experience of learning to ...

Balance transfer credit cards can be helpful tools for zapping debt, but they aren't a cure-all and require you to avoid certain pitfalls. Many or all of the products on this page are from partners ...

A balance transfer credit card can be a valuable tool for getting out of debt -- but it's not right for everyone. Holly Johnson is a credit card expert and writer who covers rewards and loyalty ...

Learn how the previous balance method calculates credit card interest, its implications for cardholders, and why it might not be the best choice for you.