If you're planning to borrow from your home's equity, it's important to know what could be coming for rates soon.

A huge jump in HELOC rates to start the new year. The $30,000 home equity line of soared 59 basis points to 8.22%, as a major lender ended promotions, according to Bankrate’s national survey of lenders. Meanwhile, the benchmark five-year $30,000 home equity loan dropped two basis points to 7.97%.

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home equity loan allows you to access the ownership stake you've ...

Home equity loan costs have declined over the past year. Here's how much a $100,000 home equity loan costs now.

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, because they may limit your ability to downsize your home or move to a care facility. And there may be no equity left if you intend to leave your home to any heirs.

The Federal Reserve just did something it hadn’t yet done in 2025: It lowered its benchmark overnight lending rate. While the markets largely expected September’s quarter-point rate cut, it does mark the beginning of a potential easing cycle after ...

IRVINE, Calif., Oct. 23, 2025 /PRNewswire/ -- ATTOM, a leading curator of land, property data, and real estate analytics, today released its third quarter 2025 U.S. Home Equity & Underwater Report, which shows that 46.1 percent of mortgaged ...