Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Riders are add-ons that provide extra coverage or policy features, such as financial help that triggers if you develop a ...

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Variable life insurance, also called variable appreciable life insurance, provides lifelong coverage, as well as a cash value account that you get to decide how to invest. Variable life insurance ...

Term and whole are your two main options when purchasing life insurance. For older adults, though, many assume term life insurance is the only choice. And while its lower price and shorter duration ...

Getting a life insurance quote is pretty easy, especially when you do it online. Tell us a bit about you and your health. Get estimated rates from our partner Policygenius. A few more questions, and ...

Almost unnoticed, life insurance has remained one of the most straightforward tools in the financial planning landscape. A ...

Life insurance policyholders can typically buy coverage for a spouse or child by adding dependent life insurance coverage to an existing policy. Dependent coverage options vary by company and plan, ...