A joint life insurance policy covers two people with one death benefit. These policies are usually permanent life insurance ...

Variable life insurance is a permanent life insurance policy with an investment component. Learn more about how it works and ...

This complex product has potential upsides but also risks.

Discover how state guaranty funds protect you if your insurance company fails and what steps you can take for additional ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Life insurance is a crucial risk management tool within any ...

Purchasing life insurance can be critical for someone with young children at home or a partner depending on them to make ends meet. It can also be useful if you have a large debt, like a mortgage, or ...

Victor Ricciardi’s parents bought a traditional long-term-care insurance policy in the 1990s, when they were approaching their 60s and his mother’s employer offered an opportunity. She consulted with ...

One of the most valuable features of life insurance is that the beneficiary receives the death benefit income-tax free.