Checking accounts are the bedrock of personal finance in the United States. Most Americans have checking accounts, but few people keep much money in those accounts. Here’s what money professionals ...

Deciding where to open a checking account depends on an individual’s unique set of needs — whether it’s fee-free withdrawals, access to a vast network of ATMs, overdraft protection, sign-up bonuses or ...

A high-yield savings account has a higher annual percentage yield (APY) than a traditional savings product. Your APY is the amount of interest your account accrues in a year. The interest in some ...

Even if interest rates fall in 2026, the right bank accounts can still protect your cash, flexibility, and peace of mind.

SoFi’s Checking and Savings account earns a 0.50% APY (variable and subject to change) on the balance in its checking portion. Customers who enroll in SoFi Plus with direct deposit, or pay a $10 SoFi ...

When it comes to building and managing an emergency fund, one of the most common questions is where to keep it: in a checking account or a savings account? Both types of accounts offer different ...

Other pros: Chime has no overdraft fees and offers a notable overdraft program called SpotMe®. SpotMe® allows eligible customers to overdraft their accounts up to $200, which Chime will cover without ...

Money market accounts are savings accounts that often offer higher interest rates than regular savings accounts and often incorporate checking account features, like easy access to cash. Yet they can ...