Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your decisions is becoming far more important.

Thrift Savings Plan participants and spousal beneficiaries can shift money from traditional, pre-tax TSP balances to Roth accounts without leaving the plan, starting in January 2026. Starting in late ...

Starting January 1, 2026, Federal employees and retirees will be able to convert money from their traditional Thrift Savings Plan accounts to a Roth TSP account. Federal employees can make their ...

Starting in 2026, the Thrift Savings Plan (TSP) will give every federal employee a new power move. For the first time, you’ll be able to convert your traditional (pre-tax) TSP balance into Roth (after ...

Use this strategy for tax- and penalty-free income during early retirement Want to retire early? A Roth IRA conversion ladder could help you tap your tax-sheltered retirement accounts before age ...