Chex Systems, Inc. (ChexSystems) is a nationwide specialty consumer reporting agency under the federal Fair Credit Reporting Act (FCRA).

Jan 30, 2025 · Collects and reports data on checking account applications, openings, and closures, including reasons for account closure. Provides deposit account information to …

ChexSystems is an American check verification service and consumer reporting agency owned by the eFunds subsidiary of Fidelity National Information Services. It provides information about …

Sep 12, 2025 · ChexSystems is a specialty consumer reporting agency that collects data about your banking activity. Many financial institutions review your ChexSystems report when you …

Mar 3, 2025 · ChexSystems is a bank account screening consumer reporting agency (CRA). It works behind the scenes of the financial system to help banks and financial institutions …

Nov 4, 2025 · ChexSystems is a specialty consumer reporting agency — similar to a credit bureau, but it tracks consumers’ deposit and debit history, rather than their ability to pay bills …

Dec 21, 2025 · ChexSystems is a national consumer-reporting agency that keeps track of people with derogatory marks on their checking and savings accounts, including late fees, bounced …

Sep 3, 2025 · ChexSystems is a consumer reporting agency that collects information on the opening and closing of consumer checking, savings and other deposit accounts, including the …

Dec 26, 2025 · In this guide, we’ll break down how ChexSystems works, why it affects your ability to open new accounts, and what you can do to move forward. ChexSystems is a consumer …

Jan 15, 2025 · ChexSystems is a consumer reporting agency that banks use to assess your banking history. If you have a negative banking history on ChexSystems, you may be denied …