There’s one more stage in your Medicare drug coverage that most people don’t understand and it could actually save you money. It’s called the catastrophic stage, and as of 2025, once you’ve paid $2,000 out of pocket for your medications (not including premiums), you don’t pay anything else for the rest of the year. That means no more copays, coinsurance, or drug costs until the new year starts again. Knowing this could give you major peace of mind, especially if you take high-cost medications. #

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